DUI Insurance in Arizona
SR-22 As Low As $29/month
Auto and non-owner insurance after a DUI. Prices vary.
Instant Certificate, Same-Day Filing
Insurance After a DUI in Arizona
After a DUI in Arizona you need two things from an insurance agency: a company willing to insure you, and an SR-22 if the MVD asks for one. MIS Insurance Services does both. We have insured drivers after a DUI since 2009, and we can get you a quote today. Use the form on this page or call (800) 726-0640.
Do You Need an SR-22 After an Arizona DUI?
Not always, and this is where many people overpay or buy the wrong thing. According to ADOT, the SR-22 is required after:
- a DUI suspension that came from a court conviction,
- a suspension for refusing the test, or
- an alcohol or drug revocation.
If your only suspension was the 90-day administrative one, you may not need it. Sign in to AZ MVD Now and pull up your Compliance Report. It says whether an SR-22 is required and the date it ends. When one is required, the usual length is three years.
Not sure how to read the report? Call us with it in front of you.
How a DUI Changes Your Insurance in Arizona
- A standard insurance company may raise your price at renewal or stop renewing you.
- Arizona treats a test of 0.15 or higher as an extreme DUI. Tell us the exact charge when you ask for a quote, because insurance companies price it differently.
- An ignition interlock on your car does not keep you from being insured. Let us know it is installed.
- You will need to keep coverage continuous. A gap puts your license at risk again.
What Does DUI Insurance Cost in Arizona?
Arizona SR-22 insurance at MIS starts as low as $29 a month. Prices vary. What you pay depends on the charge, your driving history, your age, your ZIP code and whether there is a vehicle on the policy. We compare several insurance companies and tell you the exact price.
With a Car or Without One
You own a car. We write the auto policy and attach the SR-22 if you need it. Arizona’s minimum liability coverage is $25,000 per person, $50,000 per accident and $15,000 for property damage.
You do not own a car. ADOT says a driver without a vehicle needs a non-owner insurance policy to meet the SR-22 requirement. It usually costs less than insuring a car. See Arizona non-owner SR-22 insurance.
Steps to Get Covered
- Check your Compliance Report so you know what the MVD wants.
- Send the quote form or call (800) 726-0640.
- We find the insurance company that prices your situation best.
- You buy the policy and receive your SR-22 certificate instantly.
- We file it with the MVD electronically the same day.
For the license side, see what to do first after an Arizona DUI and our Arizona SR-22 insurance page.
Arizona DUI Insurance Questions and Answers
Can I get insurance after a DUI in Arizona?
Yes. We work with insurance companies that accept a DUI, and we can get you a quote.
Do I need an SR-22 after a first DUI in Arizona?
It depends on which action the MVD took against your license. A court-ordered suspension or a test refusal means yes. Your Compliance Report on AZ MVD Now gives the answer for your case.
How long do I need an SR-22 in Arizona after a DUI?
Usually three years. Your Compliance Report shows your exact end date.
How much is insurance after a DUI in Arizona?
It varies from driver to driver. Arizona SR-22 insurance at MIS starts as low as $29 a month. Prices vary.
Is it called a DUI or a DWI in Arizona?
Arizona law calls it a DUI. People also say DWI, and here it means the same offense.
Does an extreme DUI make insurance harder to get?
It can change the price, but we can still get you a quote. Tell us the charge up front.
I don’t own a car. Do I still need insurance after a DUI?
If the MVD requires an SR-22, yes. A non-owner policy covers it without a vehicle.
What happens if my SR-22 lapses in Arizona?
ADOT says your license may be suspended. Your insurance company then has to file a new SR-22, and you pay the MVD a $10 fee.
How fast can I get my SR-22 in Arizona?
You get the certificate instantly when you buy the policy, and we file it with the MVD the same day.
DUI Insurance in Other States
We also insure drivers after a DUI or DWI in California, Texas and Colorado.
MIS Insurance Services is a licensed insurance agency with more than 3,000 Google reviews and a 4.9-star rating.
This page is general information, not legal advice. Confirm your own requirements with the MVD and your attorney.
Available Across Arizona
We insure drivers after a DUI anywhere in Arizona, including:
Phoenix, Tucson, Mesa, Chandler, Gilbert, Glendale, Scottsdale, Peoria, Tempe, Surprise, Goodyear, Yuma, Avondale, Flagstaff, Buckeye, Casa Grande, Lake Havasu City, Prescott, and more.
MIS Insurance Services, LLC is licensed in Arizona. Arizona License #3002366873.