Commercial Auto
Insurance for Small Businesses
Commercial Auto and
Box Truck Insurance
We work with 52 “A”-rated insurance companies to get you the lowest rates on your commercial auto insurance. Our specialty is small businesses. If you are a small business owner, you don’t have to pay big-name company prices for your commercial auto insurance. Give us a call; our rates start as low as $79 a month.
Tickets? Accidents?
No Prior Insurance? No Problem!
If you don’t have prior commercial insurance, most major carriers either won’t insure you, or they’ll provide you with outrageous rates. However, here at MIS Insurance Services, we work with insurance companies which provide you with the lowest rates for drivers without prior commercial insurance policies. You can also use your personal auto insurance to get a discount on your commercial auto policy.
and Daily Operations
Commercial auto insurance helps safeguard the vehicles your business depends on every day. Whether you operate service vans, delivery trucks, or company cars, the right coverage provides financial protection against accidents, property damage, liability claims, and unexpected setbacks. It’s a critical layer of security that keeps your business moving forward without interruption.
Who We Insure
We insure the work vehicles that mom-and-pop businesses run on:
- Taco trucks and food trucks
- Plumbers
- Electricians
- Handymen and contractors
- Delivery businesses
- Mom-and-pop shops of every kind
Box Truck Insurance
Use a box truck for deliveries, moving or hauling your own goods? We insure box trucks for small businesses, with coverage for the truck, your liability, and the equipment and cargo you carry.
What Does Commercial Auto Insurance Cover?
- Liability: injuries and property damage your driver causes.
- Collision: damage to your vehicle in an accident.
- Comprehensive: theft, vandalism and fire.
- Uninsured motorist: when the other driver has no insurance.
- Attached equipment: tools and equipment permanently bolted to the vehicle.
How Much Does Commercial Auto Insurance Cost?
Commercial auto insurance from MIS starts as low as $79 a month. Your price depends on the type of vehicle, how you use it, how many miles you drive, your drivers’ records and the coverage you choose.
after accidents, collisions, or unexpected damage.
cause injuries or property damage on the road.
bolt-on equipment and cargo transported
in your business vehicles.
your operational needs.
Commercial Auto Insurance Questions and Answers
Do I need commercial auto insurance if I use my own vehicle for work?
If you use it mainly for business, such as carrying tools, making deliveries or serving food, a personal policy usually won’t cover it. A commercial policy will.
Do you insure taco trucks and food trucks?
Yes. We cover the truck and can cover the kitchen equipment built into it.
Do you insure box trucks?
Yes. Box trucks used by small businesses are one of our specialties.
I’ve never had commercial insurance. Can I still get covered?
Yes. We work with companies that offer fair rates to drivers with no prior commercial policy.
I have tickets or accidents. Can you help?
Yes. We work with carriers that accept drivers with tickets and accidents.
Can I get a discount?
Yes. You can use your personal auto insurance to get a discount on your commercial policy.
MIS Insurance provides commercial auto insurance in all cities in California including: Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Riverside, Stockton, Chula Vista, Irvine, Fremont, San Bernardino, Modesto, Fontana, Oxnard, Moreno Valley, Huntington Beach, Glendale, Santa Clarita, Oceanside, Garden Grove, Rancho Cucamonga, Santa Rosa, Ontario, Elk Grove