Arizona SR-22 Insurance
As Low As $29/month
Instant Certificate, Same-Day Filing
Arizona SR-22 Insurance – Get Back on the Road
with MIS Insurance Services
If your Arizona driver’s license has been suspended or revoked after a DUI, reckless driving, or driving without insurance, you may need an SR-22 certificate to reinstate your driving privileges. MIS Insurance Services helps high-risk drivers across Arizona find affordable insurance coverage that meets SR-22 requirements—even if you have a suspended license or you do not have a car. We are a top-rated SR-22 agency in business since 2009, with thousands of Google 5-star reviews from our clients.
What Is an SR-22 in Arizona?
An SR-22 is a certificate of financial responsibility that is attached to an auto insurance policy and filed by the insurance company with the Arizona Motor Vehicle Division (MVD). It proves to the state that you carry at least the minimum required liability insurance. If you are required to have an SR-22, you will need to to get this, even if you do not own a car. The good news, is there are affordable options for you to get an SR-22, whether you have a car or not. The minimum limits of coverage are:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability
Who Needs an SR-22 in Arizona?
The Arizona MVD typically requires an SR-22 after serious driving violations such as:
- DUI or DWI conviction (see DUI insurance in Arizona)
- Reckless driving
- Driving without insurance
- License suspension or revocation due to traffic violations or accidents
Once filed, the SR-22 ensures the state is notified if your insurance lapses or is canceled.
How Long Do You Need
an SR-22 in Arizona?
Most drivers are required to maintain SR-22 coverage for three years from the date they become eligible for reinstatement. During this period, your insurance policy must stay active and in good standing. If it lapses, the MVD may suspend your license again until coverage is reinstated and a new SR-22 is filed.
How to Get an SR-22 in Arizona
- Contact MIS Insurance Services – We work with top-rated insurance carriers that can file the SR-22 directly with the Arizona MVD on your behalf. Call us at 800-726-0640 Call Recording Disclaimer or complete the SR-22 Quote Request Form at the top of this page.
- Purchase a qualifying insurance policy with an SR-22 – We’ll help you find affordable coverage that meets or exceeds the state’s minimum requirements, even if you don’t have a car. If you don’t have a car, we can help you set up a Non-Owner SR-22 policy to meet your requirement with the MVD.
- Maintain continuous coverage – Keep your policy active for the full three-year requirement. Any lapse can trigger an automatic suspension.
Alternative option: Arizona law allows drivers to deposit $40,000 in cash or certificates of deposit with the Arizona Office of the Treasurer as proof of financial responsibility—but for most drivers, filing an SR-22 through an insurance provider is faster and more practical.
Arizona License Reinstatement Requirements
To reinstate your driver’s license after a suspension or revocation, you’ll need to:
- Provide proof of SR-22 insurance or financial responsibility
- Pay applicable MVD reinstatement fees (typically $10–$25 for suspension or $20 for revocation, plus application fees)
- Complete any required investigation packet and for alcohol-related offenses, you may need an ignition interlock installation
- Bring your proof of insurance to an MVD or Authorized Third Party location, or complete the process online at AZMVDNow.gov
If you have questions about reinstating your license, you can contact the Arizona MVD directly at 602-255-0072.
Why Choose MIS Insurance Services?
At MIS Insurance Services, we specialize in helping high-risk and non-standard drivers get the coverage they need to drive legally again. Our team:
- Works with multiple insurance carriers to find competitive SR-22 rates
- Can file your SR-22 electronically with the Arizona MVD, usually the same day
- Emails you a printable copy of your SR-22 certificate immediately when we set up your policy
- Helps drivers with suspended or revoked licenses get back on the road quickly
- Can help you get affordable coverage on your car with the SR-22 filing
- Can get you an SR-22 if you do not have a vehicle (Non-owner SR-22 policy)
We understand the challenges that come with license suspensions and high-risk designations—and we’re here to make the process simple and stress-free.
Get a Free Arizona
SR-22 Insurance Quote
Don’t let an SR-22 requirement keep you off the road. Whether you need coverage after a DUI, uninsured accident, or suspension, MIS Insurance Services can help you find an affordable policy that meets all Arizona MVD requirements, whether you have a vehicle or not.
Call us today or request a free quote online to get your Arizona SR-22 filed and your license reinstated fast
our knowledgable agents
SR-22 Certificate sent to you instantly
to take to the Arizona MVD
to reinstate your license
Arizona SR-22 Questions and Answers
What is an SR-22?
An SR-22 is how Arizona checks that a driver stays insured. Your insurance company files the certificate with the MVD, and it confirms you have the required liability coverage. The certificate is attached to a policy and is not coverage by itself.
How much does SR-22 insurance cost in Arizona?
As low as $29 a month at MIS. Prices vary with your driving record, why you need the SR-22 and whether you own a car.
How long do I need an SR-22 in Arizona?
Usually three years. The MVD sets the start date based on your case, so confirm your dates with the MVD.
How do I get an SR-22?
Call MIS at (800) 726-0640 or send the quote form on this page. A licensed agent sets up a policy that includes the SR-22 and files it with the MVD electronically.
How fast can I get my SR-22?
Usually the same day you buy the policy.
Why do I need an SR-22?
The MVD asks for one after an alcohol or drug-related revocation, a DUI suspension, a refused test or an insurance violation. Check your MVD letter to see whether it applies to you.
Do I need an SR-22 to get my license back?
If the MVD lists it as a requirement, yes, along with reinstatement fees and anything else on your record. You can handle much of it online at AZMVDNow.gov.
Do I need an SR-22 and regular insurance?
No second policy is needed. The SR-22 is an add-on to your liability insurance: on your auto policy if you have a car, or on a non-owner policy if you don’t.
Can I get an SR-22 if I don’t own a car?
Yes. The MVD accepts a non-owner policy. See Arizona non-owner SR-22 insurance.
Can I get an SR-22 without a license?
Yes in most cases. You can buy the policy while suspended, and filing the SR-22 is usually one of the steps the MVD requires before reinstatement.
Does SR-22 insurance cover any car I drive?
No. If the policy is on your car, it covers that car. If it is a non-owner policy, it covers you in a car you borrow occasionally, and it leaves out cars you own and cars owned by people you live with. See what an SR-22 policy covers.
Who has the cheapest SR-22 insurance?
There is no single cheapest company, because each one prices a record its own way. MIS shops several for you. Arizona SR-22 insurance starts as low as $29 a month here, and prices vary.
What happens if my SR-22 lapses?
Your insurance company notifies the MVD, and your license can be suspended until you show proof of insurance again.
How do I know when I no longer need my SR-22?
Your MVD paperwork shows the end date, and the MVD can confirm it. Wait for that date before canceling, or your license can be suspended again.
Can I switch insurance companies while I have an SR-22?
Yes. The new company’s SR-22 has to be on file with the MVD before the old policy ends.
Is an FR-44 the same as an SR-22?
No. An FR-44 is a different form with higher limits, and only Florida and Virginia use it. Arizona drivers file an SR-22.
Serving Arizona drivers statewide, specializing in SR-22, high-risk, and suspended license insurance coverage. MIS Insurance proudly provides Cheap Arizona SR-22 insurance in all cities in Arizona, including: Anthem, Apache Junction, Avondale, Buckeye, Bullhead, Casa Grande, Casas Adobes, Catalina Foothills, Chandler, Coolidge, Drexel Heights, El Mirage, Eloy, Flagstaff, Florence, Fortuna Foothills, Gilbert, Glendale, Goodyear, Green Valley, Kingman, Lake Havasu City, Marana, Maricopa, Mesa, Nogales, Oro Valley, Peoria, Phoenix, Prescott, Prescott Valley, Queen Creek, Rio Rico, Sahuarita, San Luis, San Tan Valley, Scottsdale, Sierra Vista, Sun City, Sun City West, Surprise, Tempe, Tuscon, Yuma.
MIS Insurance Services, LLC is licensed in Arizona. Arizona License #3002366873.