Car Insurance After Being Dropped or Canceled
As Low As $39/month
Why Insurance Companies Drop Drivers
- Too many claims or at-fault accidents
- Too many tickets or points
- A DUI or a suspended license
- Missed payments
- A lapse in coverage
- The company stops writing policies in your area
Whatever the reason, we have a market for you.
How Much Is Car Insurance After Being Dropped?
Car insurance after a cancellation or non-renewal starts as low as $39 a month for liability. Prices vary with the reason you were dropped, your driving record, your car and your ZIP code.
A non-renewal for claims or tickets usually costs more than a cancellation for a missed payment. We work with dozens of insurance companies and shop them all to find the best price for your record.
What to Do After You Get the Letter
- Read the date your coverage ends. Your new policy should start that same day.
- Send us the quote form or call (800) 726-0640. Have the letter handy.
- Pick a policy and start it before the old one ends, so you have no gap.
- If the DMV needs an SR-22, we file it the same day and your certificate is instant.
Avoid a Gap in Coverage
Even one day without insurance can raise your next rate. It can also lead to a suspended registration. If your policy has already ended, call us today and we can get you covered.
Once you are insured again, keeping the policy active with no missed payments is the fastest way to bring your rate down.
Insurance After Being Dropped Questions and Answers
My insurance company dropped me. Where can I get car insurance now?
Right here. We have a market for every kind of driver, including drivers other companies have dropped. Send the form or call (800) 726-0640.
Can I get car insurance after being canceled for non-payment?
Yes. We can get you a quote. Start the new policy right away so you don’t have a gap.
Can I get car insurance after a non-renewal for too many claims?
Yes. We work with insurance companies that accept drivers with claims on their record.
Does a cancellation raise my rate?
It can. Your new rate depends on why you were dropped and what is on your driving record. We compare dozens of insurance companies to find the best price.
How fast can I get a new policy?
Often the same day. Our agents can usually start your policy and send proof of insurance right away.
Do I have to tell the new insurance company I was dropped?
Yes. Answer every question on the application honestly. A wrong answer can void the policy.
What is the difference between a cancellation and a non-renewal?
A cancellation ends the policy before its end date. A non-renewal means the company won’t offer you a new term when the current one ends.
Will I need an SR-22 after being dropped?
Only if a court or the DMV orders one. If you do, we file it the same day and your certificate is instant.
My policy already ended. Can I still get insured?
Yes. Call us today. Driving without insurance can lead to a suspended license and registration.
Can I get full coverage after being dropped?
Yes, in most cases. Liability only is usually the cheapest option.
How do I get a quote?
Send the form on this page or call (800) 726-0640. The quote is free.
Why MIS Insurance
MIS Insurance Services has helped hard-to-insure drivers since 2009. We work with dozens of insurance companies, so one quote shops them all for you. Our agents speak Spanish. Rated 4.9 out of 5 from 3,100+ Google reviews.
Call (800) 726-0640 or use the quote form at the top of this page.
More for drivers other companies turn away: Foreign License Car Insurance, No License Car Insurance, Tickets and Accidents, Teen Driver Insurance, high-risk auto insurance, SR-22 insurance and non-owner SR-22.