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The major reason why every company needs to purchase general liability insurance is that a small accident, in this modern corporate society, can result in potentially money-sapping lawsuits. These lawsuits not only become a financial burden for an organization but can also damage their reputation by bringing in a bad name for them. General liability insurance comes in handy in such situations as it protects the assets of a company when it is facing a lawsuit for damages. The organization may or may not be directly responsible for the damages inflicted upon the individual or the company who has filed the lawsuit through injury or property damage.

This type of insurance policy can be either bought as a part of a Business Owners Policy or independently. A BOP combines property insurance and liability insurance into a single policy. The drawback with the BOP is that there is limited coverage for liability insurance; hence, most of the companies opt for independent general liability insurance.

If you are contemplating the idea of purchasing general liability insurance for your company, you must be aware of the coverage you will be getting and the rates you will be paying for said coverage. It can be a daunting process to choose the best policy and the best quotes among the plethora of policy options available. Fill out the form below and send it to us by clicking on the “submit form” button. Our experts will get back to you with the best general liability insurance quote available.